Custom

Control how your funds move across in DeFi

For those who have been using Lulo for a while, Custom deposits offer the same functionality Lulo has always provided.

Custom Deposits offer personalized control that goes beyond the typical “one size fits all” vault approach in DeFi. Rather than forcing everyone into the same settings, users can handpick exactly which DApps to allocate to and cap the amount of funds in any single protocol.

How It Works

Custom Deposits give you fine-grained control over your stablecoin strategy by letting you specify exactly which DApps (and pools within them) to use. You can also set a Maximum Exposure— for example 100%, 50%, or 33%. This means no more than that fraction of your deposit can be allocated to any single DApp. If you choose 50%, Lulo ensures half your funds or less end up in one DApp, distributing the remainder to others.

Fees

Lulo Custom is free to use aside from a one-time fee of 0.005 SOL + transaction costs when initializing a first deposit. There are no hidden fees or management costs.

Who Benefits

If you know certain protocols or want to diversify in a particular way, Custom Deposits let you maintain direct oversight while still leveraging Lulo’s automation. You can chase a preferred pool’s higher yield, limit exposure to riskier DApps, or spread funds broadly across safer ones. It’s especially good for DeFi-savvy users who like to tweak allocations without constantly monitoring.

Example

Imagine a user wants 50% Maximum Exposure and only wants to invest in Drift Kamino, and MarginFi. Lulo automatically allocates up to half their funds to Drift, sending the remainder to Kamino. If Drift rates drop significantly, Lulo will seamlessly reallocates 50% to Kamino and 50% to MarginFi.